PRIVACY POLICY OF
Modernize Insurance Markets

Your privacy on the Internet is important to us. Since www.optionalfederalcharter.com will collect certain types of information from users of this site, we feel you should fully understand the terms and conditions surrounding how that information is used. This privacy statement details what information we collect and how we use it.

Personally Identifiable Information

This Web site collects personally identifiable information (PII) such as personal data including your name, your address, and your e-mail address.

Cookies

A cookie is a small data file that certain Web sites write to your hard drive when you visit them. A cookie file can contain information, such as a user ID, which the site uses to match with the registration information you've already given to us. But the only personal information a cookie can contain is information you supply yourself. A cookie cannot read data off your hard disk or read cookie files created by other sites. You can use this Web site even if you use the “disable cookies” function on your Internet browser. If you choose to do this, however, you will need to re-register each time you use the site (see “Registration,” below).

Registration

When you register, this Web site uses a cookie to store a unique user ID. We use this user ID to identify you in our database, which enables you to enter and use the site for communicating with your elected officials without having to register each time.

Use of the information

Optional Federal Charter uses the information that our users voluntarily provide to make sure that their communications are correctly delivered to their elected officials. Except for these elected officials, Optional Federal Charter will not share this information with third parties, but may use this information to gauge the effectiveness of certain grassroots activities.

Revisions to Policy

Optional Federal Charter has the right to revise this privacy policy. In the event we elect to do so, any revisions will be posted to this notice at least 30 days in advance of the effective date of any revisions.

Effective Date

April 1, 2006

YOUR CONSENT

By using this Web site, you consent to the collection, use, and storage of your personal information as described in this policy. You further authorize the export of personal information and its storage and use as specified in this policy when you provide such information to us. This policy and all legal obligations of Insure America Against Terrorism are subject to the laws of the District of Columbia and the USA, regardless of the location of any user. Any claims or complaints must be filed in the USA in the District of Columbia.